Motorcar - Stock Car Racing

Category Motorcar

Stock car racing is sanctioned in America by the National Association for Stock Car Auto Racing (“NASCAR”).  These are heavily modified production-based cars, that are often on oval tracks.  It is a privately-owned company that sanctions over 1,500 races at over 100 tracks all over the U.S.A, Canada, Mexico and Europe.  It is televised in most countries.  The company was formed in 1948 by Bill France Sr.  NASCAR is an outgrowth of when bootlegging whiskey required powerful cars to outrun law enforcement during Prohibition.

 

NASCAR actually encompasses a number of different levels of competition including: Monster Energy Series which is the pinnacle NASCAR competition, Xfinity Series, Gander Outdoors Truck Series, ARCA series, Pinty Series, PEAK Mexico Series, Whelen Euro Series and other Regional and Divisional series.  Tracks range from .9 kilometers (.53 miles) to the longest track at Talladega at 4.3 kilometers (2.66 miles).  Race distance varies by track, but typically range from 350 kilometers (220 miles) to 804 kilometers (500 miles).  

FICOR Score

(Fatality & Injury Classification of Risk)

Discipline : NASCAR & Related
Fatality Rate of 1: X Participants

FICOR score is based on XDGE's proprietary scoring system

Minimum score to be considered for XDGE is 50, and the maximum is 100. This FICOR score is based on available data combined with XDGE's proprietary scoring system which weights several factors based on importance, including: insurance risk scores for the particular activity being evaluated, reaction time available as an adverse event unfolds, speed, height, depth, technical difficulty, ability to mitigate risk during activity, availability of backup equipment, involvment of other participants, location of activity, mental focus required, outcome resulting of most mishaps such as death or hospitalization, and a determination of the likelihood of having a major accident if that sport is done frequently.

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